Guidelines Service (From inside the re also Perkins), 318 B Pincus v. (Inside the re also Pincus), 280 B.R. 303, 317 (Bankr. S.D.N.Y. 2002). Find plus, elizabeth.grams., Perkins v. Pa. Highest Educ. R. three hundred, 305 (Bankr. M.D.N.C. 2004) (“The first prong of the Brunner sample . . ....